Need an appraisal in Midland or Midland County?
The top reasons Texas homeowners use Farmer Appraisals:
At Farmer Appraisals, we understand the special needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Farmer Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value report than yours.
Challenge Tax AssessmentYour local tax assessor may have your house overvalued if your house is not appreciating as much as other properties nearby. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Farmer Appraisals is your #1 weapon.
PMI Removal AppraisalsA popular way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. Farmer Appraisals is qualified in helping people just like you dismiss unneeded PMI insurance.
Recently got a freeze to your HELOC?If your property is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. Farmer Appraisals can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for accuracy, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.